Affordable Quotes on Santa Ana Auto Insurance

Paying for pricey insurance in Santa Ana can bleed your savings account and make it hard to pay other bills.

Inconceivable but true, most insurance policyholders have stayed with the same insurance company for a minimum of four years, and approximately 38% of consumers have never compared rate quotes at all. Drivers in California could save an average of $500 each year, but they think it's difficult to compare rates.

Lots of insurers contend for your business, so it's not easy to compare every provider and get the definite lowest cost out there.

If you currently have car insurance, you will surely be able to shop for the lowest rates using the ideas covered in this article. Locating the best insurance company for you in Santa Ana can be much easier if you know how to start. Although California vehicle owners should learn how big insurance companies price insurance differently because it varies considerably.

Car insurance companies in California

The providers in the list below have been selected to offer comparison quotes in California. If multiple providers are shown, we recommend you visit several of them to get the best price comparison.

Auto Insurance Rates for Popular Vehicles in Santa Ana
Make, Model, and Trim Level Annual Policy Premium 6-month Policy Premium Monthly Premium
Chevrolet Equinox LTZ 2WD $1,450 $725 $121
Chevrolet Impala LS $1,298 $649 $108
Chevrolet Silverado LTZ Extended Cab 4WD $1,450 $725 $121
Dodge Ram Quad Cab Laramie 2WD $1,566 $783 $131
Ford Edge SE 2WD $1,218 $609 $102
Ford Escape Limited 2WD $1,164 $582 $97
Ford F-150 STX Regular Cab 2WD $1,218 $609 $102
Ford Focus SES 2-Dr Coupe $1,498 $749 $125
Honda Accord EX 2-Dr Coupe $1,498 $749 $125
Honda CR-V EX-L 2WD $1,164 $582 $97
Honda Civic DX 4-Dr Sedan $1,298 $649 $108
Jeep Grand Cherokee Laredo 4WD $1,334 $667 $111
Jeep Wrangler Unlimited Sport 4WD 4-Dr $1,328 $664 $111
Kia Optima LX $1,416 $708 $118
Nissan Altima 2.5 S 2-Dr Coupe $1,532 $766 $128
Toyota Camry LE $1,334 $667 $111
Toyota Corolla XRS $1,450 $725 $121
Volkswagen Jetta 2.0T 4-Dr Sedan $1,450 $725 $121
Get Rate Quotes for Your Vehicle Go

Premium data assumes married female driver age 30, no speeding tickets, no at-fault accidents, $500 deductibles, and California minimum liability limits. Discounts applied include claim-free, multi-vehicle, multi-policy, homeowner, and safe-driver. Premium amounts do not factor in vehicle garaging location which can raise or lower price quotes substantially.

These discounts can cut car insurance rates

Insuring your fleet can be pricey, but you may find discounts that could help you make your next renewal payment. Certain discounts will be triggered automatically when you get a quote, but a few must be requested specifically prior to getting the savings. If you're not getting every credit available, you're just leaving money on the table.Save money with discounts

  • Military Deployment Discount - Having an actively deployed family member may lower your premium rates slightly.
  • Data Collection Discounts - Policyholders that allow their car insurance company to spy on their driving habits by using a telematics device such as State Farm's In-Drive could possibly reduce rates if they show good driving skills.
  • Bundled Policy Discount - When you combine your auto and home insurance and place coverage with the same company you will save nearly 15% which can help you find the cheapest Santa Ana car insurance.
  • Driver Education Discount - Reduce the cost of insurance for teen drivers by having them successfully complete driver's ed class as it will make them better drivers and lower rates.
  • Low Mileage Discounts - Keeping the miles down may enable drivers to earn lower car insurance rates due to less chance of an accident.
  • One Accident Forgiven - This isn't a discount exactly, but some companies like Allstate and GEICO will let one accident slide without getting socked with a rate hike if you are claim-free before the accident.
  • Use Seat Belts - Using a seat belt and requiring all passengers to use their safety belts may be able to save a few bucks on medical payment and PIP coverage.

Drivers should understand that some of the credits will not apply to the overall cost of the policy. Most only cut the cost of specific coverages such as comp or med pay. Just because it seems like it's possible to get free car insurance, companies don't profit that way.

To see a list of car insurance companies with the best car insurance discounts in Santa Ana in California, click this link.

Insurance quotes from local Santa Ana insurance agencies

A small number of people would prefer to visit with an insurance agent and that is not a bad decision A nice benefit of getting online price quotes is that you can obtain the best rates and still choose a local agent. And buying from local agencies is definitely important in Santa Ana.

Find insurance agent in Santa AnaAfter completing this short form, your insurance data is emailed to local insurance agents that give free quotes to get your business. You won't even need to do any legwork because prices are sent immediately to your email address. You can find lower rates without requiring a lot of work. If you have a need to compare prices from a particular provider, you just need to navigate to their website and give them your coverage information.

Below are Santa Ana insurers that may be willing to give rate quotes.


631 N Main St - Santa Ana, CA 92701 - (714) 835-0840 - View Map

Aidee Lopez - State Farm Insurance Agent
3750 W McFadden Ave e - Santa Ana, CA 92704 - (714) 775-3090 - View Map


1522 E 4th St - Santa Ana, CA 92701 - (714) 560-8835 - View Map


3929 S Bristol St Ste 201 - Santa Ana, CA 92704 - (714) 832-3900 - View Map

More insurance agents

Choosing an insurer shouldn't rely on just a cheap quote. Any agent in Santa Ana should be willing to answer these questions.

  • Is the agent and/or agency licensed to do business in California?
  • How long have they been in business?
  • Can glass claims be handled at your home?
  • Do they make recommendations based only on price?
  • How much can you save by raising your physical damage deductibles?
  • Are there any extra charges for paying monthly?

Affordable coverage is out there

You just learned many ideas to reduce auto insurance car insurance rates online in Santa Ana. The most important thing to understand is the more price quotes you have, the better your chances of lowering your premium rates. You may even be surprised to find that the biggest savings come from some of the smallest insurance companies. They may have significantly lower premium rates on certain market segments than their larger competitors like State Farm or Progressive.

As you go through the steps to switch your coverage, it's a bad idea to skimp on critical coverages to save a buck or two. In too many instances, someone dropped liability limits or collision coverage only to discover later that the few dollars in savings costed them thousands. Your focus should be to purchase plenty of coverage for the lowest price, but don't skip important coverages to save money.

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