Who Has the Cheapest Car Insurance Rates for Real Estate Agents in Los Angeles?

The words “bargain” and “insurance” really don’t belong together, especially when trying to find the best price on coverage for real estate agents. Because of the high cost, let’s lead off by showing you a few of the things that have an impact on car insurance premiums, and see if you can take the sting out of the next policy you buy.

The vehicle model requiring insurance is one of the largest considerations that determines if you can find cheap auto insurance for real estate agents. Vehicles with higher performance, poor safety ratings, or a history of substantial liability claims will cost significantly more to insure than more modest models. The list below ranks car insurance costs for some of the most economical vehicles to insure.

Cheapest Vehicles to Insure in Los Angeles, CA
Make, Model, and Trim Level Estimated Cost for Full Coverage
Ford Escape XLT 4WD $1,935
Honda CR-V LX 2WD $2,163
Ford Edge Limited 2WD $2,191
Toyota RAV4 2WD $2,235
Dodge Grand Caravan SXT $2,279
Toyota Prius $2,394
Jeep Wrangler Sahara 4WD 2-Dr $2,432
Chevrolet Silverado 3500HD LT Crew Cab 2WD $2,441
Chevrolet Impala LS $2,516
Honda Odyssey EX $2,523
Hyundai Elantra SE Touring Station Wagon $2,522
Volkswagen Jetta SE 2.5 Station Wagon $2,529
Toyota Camry Hybrid $2,563
Toyota Tacoma Double Cab 4WD $2,566
Ford F-150 XL Super Cab 4WD $2,597
Dodge Ram Crew Cab Laramie 2WD $2,607
Ford Explorer Limited 2WD $2,613
Honda Civic VP 4-Dr Sedan $2,650
Ford Focus S 4-Dr Sedan $2,688
Toyota Corolla S $2,700
Chevrolet Malibu LT $2,800
Chevrolet Silverado 2500HD LTZ Crew Cab Diesel 2WD $2,838
Hyundai Sonata SE 4-Dr Sedan $2,888
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Data based on single female driver age 40, no speeding tickets, no at-fault accidents, $1,000 deductibles, and California minimum liability limits. Discounts applied include homeowner, multi-policy, multi-vehicle, safe-driver, and claim-free. Price information does not factor in zip code location which can impact premiums significantly.

By looking at the data, you can figure that models like the Ford Escape, Honda CR-V, and Ford Edge are going to be a few of the cheaper vehicles to insure for realtors.

One of the more important factors that are used to help calculate car insurance rates is where your car is garaged. Cities with larger populations or higher claim trends tend to have higher auto insurance costs, whereas less populated areas have the gratification of cheaper auto insurance rates.

The following table shows the most expensive cities in California for real estate agents to purchase a policy in. Los Angeles is ranked #1 with the annual price of $2,168 on average, which is around $181 monthly.

How much is auto insurance in Los Angeles, CA?
Rank City Premium Per Year
1 Los Angeles $2,168
2 Glendale $2,058
3 San Francisco $1,693
4 Oakland $1,687
5 Sacramento $1,669
6 Santa Clarita $1,580
7 San Bernardino $1,580
8 Fontana $1,566
9 Long Beach $1,562
10 Modesto $1,547
11 Stockton $1,541
12 Riverside $1,527
13 Garden Grove $1,508
14 Moreno Valley $1,491
15 Santa Ana $1,483
16 Fresno $1,472
17 Anaheim $1,444
18 Irvine $1,384
19 Bakersfield $1,381
20 San Jose $1,381
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Table data uses approximated as the specific area where the vehicle is garaged can modify coverage rates considerably.

Finding the right insurance provider can be difficult considering how many companies provide coverage in California. The company information shown next can help you choose which coverage providers to look at when shopping your coverage around.

The rankings below include the largest auto insurers in America, so companies with more of a regional focus are not taken into consideration for the list. To get rate quotes from the insurers below and more, simply click here.

Top Ten Car Insurance Companies for Real Estate Agents in Los Angeles, CA
Company Value Customer Service Claims Customer Satisfaction A.M Best Rating Overall Score
USAA 98 100 100 94% A++ 98.6
American Family 98 89 100 86% A 95.4
AAA of Southern California 91 94 97 92% A+ 94.1
State Farm 88 93 96 90% A++ 92.4
The Hartford 94 92 90 89% A+ 91.7
AAA Insurance 88 89 95 91% A 91.2
GEICO 84 93 93 89% A++ 90.3
The General 89 91 89 88% A- 90
Titan Insurance 90 87 91 95% A+ 89.6
Progressive 84 91 93 87% A+ 89.5
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Data Source: Insure.com Best Car Insurance Companies

Get discount Los Angeles insurance rates

Discounts on car insurance for real estate agentsInsurers that offer quotes for real estate agents could also offer premium discounts that could lower prices by 30% or more if you meet the requirements. Popular car insurance companies and some of their more popular discounts are outlined below.

The information below visualizes the comparison of insurance costs with and without policy discounts. The prices are based on a female driver, no violations or accidents, California state minimum liability limits, full physical damage coverage, and $500 deductibles. The first bar for each age group shows the average annual price with no discounts. The lower bar shows the rates with safe-driver, accident-free, marriage, claim-free, passive restraint, and defensive driving course discounts applied. When discounts are factored in, theaverage amount saved on car insurance for real estate agents is 28% or $549.

Rate comparison of full coverage and liability-only

Paying a lower price for car insurance is probably important to most vehicle owners, and an easy way to save on the cost of insurance for real estate agents is to not pay for full coverage. The diagram below compares insurance costs when comparing full coverage to liability only. Data assumes a clean driving record, no at-fault accidents, $250 deductibles, drivers are not married, and no additional discounts are factored in.

Averaged for all ages 20 through 70, physical damage coverage on your policy costs $3,147 per year more than insuring for liability only. That is a large expense and it proposes the question if buying full coverage is worth the money. There is no definitive guideline to stop paying for full coverage, but there is a general convention. If the yearly cost of comp and collision coverage is about 10% or more of the replacement cost minus the deductible, then it might be time to consider dropping full coverage.

How to find cheaper auto insurance for real estate agents

The list below details some of the better money-saving solutions that can help drivers quote more affordable coverage.

That last piece of advice is notably important, as was noted in this article. Prices charged by car insurance companies in Los Angeles adjust often, so don’t be afraid to change to a new company if a more affordable rate is found.

Staying with the same company for years is fine, but it’s not recommended if that loyalty results in overpaying money that could be going to better use. In less than five minutes you could compare rates to find cheaper insurance for real estate agents.

The agents below can help you decide which coverage meets your needs best, as some drivers have questions and prefer to get some guidance when shopping for the best coverage for realtors. It can be hard to find the cheapest car insurance policy, so getting advice from a licensed California insurance agent can give you peace of mind knowing your policy gives you enough protection.

To locate a Los Angeles car insurance agency near you, click the link after the list.

Ted Hope – State Farm Insurance Agent
2049 W Manchester AveLos Angeles, CA 90047(323) 752-4885

Karla Greene – State Farm Insurance Agent
611 Wilshire Blvd #911Los Angeles, CA 90017(213) 239-9675

Paul Major – State Farm Insurance Agent
12030 Washington Blvd Ste ALos Angeles, CA 90066(310) 482-3990

Bob Little – State Farm Insurance Agent
11654 W Pico BlvdLos Angeles, CA 90064(310) 478-2001

Fuller Insurance
621 S Westmoreland AveLos Angeles, CA 90005(213) 384-2062

Find a Los Angeles, CA insurance agent near you