Who Has Cheap Auto Insurance Quotes for a Toyota Corolla in Los Angeles?

Finding affordable auto insurance for a Toyota Corolla is pretty simple, but it is dependent upon an enormous amount of rating factors such as miles driven annually, your credit status, and the level of deductible you choose. Drivers in California pay around $1,028 annually for Corolla insurance, but that amount is an estimation based upon a 50-year-old single female driver with full coverage and $1,000 deductibles.

The problem with using this number is the good chance you are not 50 and maybe not even a female, possibly married instead of single, and maybe your Corolla just needs liability-only coverage. Just a very minor change in rating variables or coverage information could end up in a significant change in the policy cost.

Not every driver requires the same auto insurance coverages, so the only way to find the cheapest coverage for your Toyota is to do your own rate comparisons.

Save Now on Corolla Insurance

Your Toyota’s trim level will be a contributing factor to the cost of insurance, so the cost to insure a Corolla LE will be $22 cheaper than the price to insure the fancier Corolla XRS trim level, as shown in the chart below.

Toyota Corolla Insurance Rates in Los Angeles, CA
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Corolla LE $182 $418 $500 $30 $150 $1,280 $107
Corolla S $182 $418 $500 $30 $150 $1,280 $107
Corolla XLE $182 $418 $500 $30 $150 $1,280 $107
Corolla XRS $204 $418 $500 $30 $150 $1,302 $109
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Prices above based on single female driver age 50, no speeding tickets, no at-fault accidents, $1000 deductibles, and California minimum liability limits. Discounts applied include multi-vehicle, safe-driver, homeowner, multi-policy, and claim-free. Price estimates do not factor in garaging location in Los Angeles which can affect prices considerably.

Best car insurance company in Los Angeles

Ending up with a good quality car insurance company can be difficult considering how many companies are available to choose from in California. The ranking data in the next section can help you choose which coverage providers to look at when comparing rate quotes. These ratings are only comprised of large insurance companies, so smaller companies will not be included in these rankings.

Top Car Insurance Companies for a Toyota Corolla in Los Angeles, CA
Company Value Customer Service Claims Customer Satisfaction A.M Best Rating Overall Score
USAA 98 100 100 94% A++ 98.6
American Family 98 89 100 86% A 95.4
AAA of Southern California 91 94 97 92% A+ 94.1
State Farm 88 93 96 90% A++ 92.4
The Hartford 94 92 90 89% A+ 91.7
AAA Insurance 88 89 95 91% A 91.2
GEICO 84 93 93 89% A++ 90.3
The General 89 91 89 88% A- 90
Titan Insurance 90 87 91 95% A+ 89.6
Progressive 84 91 93 87% A+ 89.5
Mercury Insurance 88 91 90 85% A+ 89.4
Allstate 85 90 92 88% A+ 89.3
Nationwide 87 88 84 90% A+ 88.7
Liberty Mutual 84 87 93 88% A 88.5
21st Century 85 86 87 88% A 86.7
Esurance 85 80 95 87% A+ 85.9
Safeco 85 85 85 86% A 85.8
Travelers 80 87 87 83% A++ 85.2
Farmers Insurance 78 87 88 79% A 84.3
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Data Source: Insure.com Best Car Insurance Companies

Discounts on Los Angeles auto insurance rates

Cheaper Los Angeles, CA car insurance for a CorollaInsurers that offer quotes for a Toyota Corolla may provide price discounts that may potentially lower prices by 35% or more if you are eligible to receive them. A few of the larger companies and their offered discounts are included below.

The information below compares insurance prices with and without discounts being applied to the rates. The prices are based on a female driver, no claims or driving violations, California state minimum liability limits, comprehensive and collision coverage, and $1,000 deductibles. The first bar for each age group shows premium with no discounts. The lower bar shows the rates with homeowner, multiple policy, passive restraint, accident-free, multiple vehicle, and vehicle safety discounts applied. With discounts applied, the average savings per year on car insurance for a Toyota Corolla is 28% or $624.

Cost difference between full coverage and liability

Saving money on car insurance is probably important to the majority of people, and a great way to reduce the cost of insurance for a Toyota Corolla is to not buy full coverage. The illustration below illustrates the difference between yearly insurance costs with full physical damage coverage and with liability coverage only. The rates are based on no accidents or driving violations, $1,000 deductibles, single status, and no policy discounts are applied.

If we average the cost for ages 20 through 70, physical damage coverage on your policy costs an additional $2,308 per year more than buying just liability insurance. That touches on the question if full coverage is worth the money. There is no definitive guideline that works best for making the decision to drop physical damage insurance, but there is a general guideline. If the annual cost of comprehensive and collision coverage is more than 10% of the settlement you would receive from your company, then you might want to think about dropping full coverage.

The insurance agencies below can help you make a decision which is the best policy, as some people have coverage questions and would like to have some advice when comparing insurance rates for a Corolla. It’s not always simple to find the best coverage yourself, so insurance agents licensed in the state of California can bring comfort knowing your coverage gives you enough protection.

To find a Los Angeles insurance agency using an interactive map, click the button following the list.

Shomer Insurance Agency
4221 Wilshire Blvd #222Los Angeles, CA 90010(323) 934-8160

Sean Kim – State Farm Insurance Agent
2727 W Olympic Blvd #102Los Angeles, CA 90006(213) 480-3377

Lloyd S. Berkett Insurance Agency, Inc.
11150 W Olympic Blvd # 1100Los Angeles, CA 90064(310) 857-5757

More insurance agents in Los Angeles, CA

How to find the cheapest auto insurance for a Toyota Corolla

Here are some of the better money-saving ideas that can help drivers find cheap coverage.

That last tip is especially vital, as we noted in this piece. Coverage rates in Los Angeles adjust frequently, so drivers shouldn’t hesitate to buy a policy from a new company if a lower price can be found. Staying with the same company for years is fine, but it’s not a great idea if that devotion results in you overpaying a fortune every year. Now is a great time to compare prices and find cheaper auto insurance for a Toyota Corolla.