Tired of paying high car insurance rates in L.A.? We used to be too. That’s why we created LosAngelesCoverage.com.
After years of seeing our rates increase, even without having any claims or driving violations, we decided it was time to do something about it. There had to be a better way to control rate increases and find cheaper coverage.
We made the decision to regularly shop our policy around with as many companies as we could find. What we found was astonishing. We not only stopped the rate increases, but we almost cut our monthly car insurance payment in half!
The decision to take control of our policy premium led us to share this information with anyone else who wants to lower their Los Angeles auto insurance rates. The problem we found is not with the car insurance companies, but rather with human nature!
We are lazy creatures who live for small pleasures and rewards. Shopping for cheaper coverage does not provide that immediate reward, therefore it’s not a high priority. But what if we told you a few minutes on the computer or smart phone could put $500, $600, or maybe even $800 back into your pocket every year? Do we have your attention now?
When people hear words like deductible, liability, or uninsured motorist coverage, their eyes glaze over and their mind starts to wander. But the thing is, you don’t have to understand these words in order to save money. You just have to be able to complete an online quote using the coverages you have now, and you’ll know if your current policy is over-priced.
How to Find Cheaper Los Angeles Auto Insurance Rates
You can start saving immediately by using our insurance buying guides to help you navigate through the process of comparing prices.
- The first step is to find your vehicle from this list of over 400 makes and models.
- Learn the most efficient ways to compare price quotes while maintaining an adequate level of coverage.
- Get price quotes from top-rated companies in Los Angeles which can include direct companies as well as exclusive and independent agents.
- Compare the rate quotes to your existing policy and see if a cheaper rate is available.
|Top 10 Car Insurance Companies in Los Angeles by Market Share|
|State Farm – 14.4%|
|Automobile Club – 8.1%|
|Allstate – 7.2%|
|CSAA – 6.4%|
|Mercury Insurance – 6.3%|
|Farmers Insurance – 5.4%|
|GEICO – 4.3%|
|Infinity Insurance – 2.9%|
|Mid Century – 2.8%|
|21st Century – 2.3%|
The Los Angeles metro area saw over 57,200 cars stolen last year, and the vehicles below are the top targets of thieves.
|Top 10 Cars Stolen in Los Angeles|
|1996 Honda Accord|
|1998 Honda Civic|
|2006 Chevy Silverado|
|1991 Toyota Camry|
|2006 Ford F-150|
|1994 Acura Integra|
|2014 Toyota Corolla|
|1997 Nissan Sentra|
|1997 Nissan Altima|
|1999 Honda CR-V|
Popular Vehicles in the Los Angeles Metro Area
With over 13 million people living in the L.A. metropolitan area, there are a lot of vehicles which can cause a lot of gridlock. The next time you’re stuck on the 405, take a look around and you’ll see a lot of vehicles listed below. If you happen to own one, click through and find out the best ways to save when insuring it. Otherwise, click the button below the list and choose from over 400 other makes and models.
Insurance in the L.A. Suburbs
Los Angeles itself only has about 4 million residents (yeah, we said only), but the remainder of the 13 million residents of the metro area live in cities like Long Beach, San Bernardino, Burbank, and others. There are over 60 cities with populations over 50,000 in the metro area alone!
The cities listed below include Los Angeles and the largest suburbs surrounding L.A., and we wrote up money-saving guides for each one. Not everyone wants to buy car insurance online, so we included lists of insurance agents in each city so if you aren’t a do-it-yourselfer then you’ll have someone to call.
Los Angeles Insurance Agents
Below is an interactive map that shows a handful of insurance agents who service the city of Los Angeles. If your goal is to find the cheapest insurance quotes in L.A., you will want to include both direct companies like GEICO and Progressive, as well as both independent and exclusive agents. Independent agents can provide price quotes from many companies, while exclusive agents can only provide prices from one primary company like State Farm or Allstate.
Zoom and pan the map below to find the agent nearest to you. Click on any map marker to view agency location and contact information.
Insurance Agents in the L.A. Suburbs
For more interactive insurance agent location maps, click a city in the list below.