Save Money on Chrysler Town and Country Insurance in Los Angeles

Discount Chrysler Town and Country insuranceWould you like to buy lower-priced insurance rates in Los Angeles, CA? Los Angeles consumers have options when looking for low-cost Chrysler Town and Country insurance. They can either spend hours struggling with agents to compare prices or leverage the internet to find the lowest rates. There is a right way and a wrong way to shop for insurance so you’re going to learn the best way to get price quotes for your Chrysler and get the lowest price.

It’s a good habit to check insurance prices at least once a year since prices trend upward over time. Despite the fact that you may have had the best price on Chrysler Town and Country insurance in Los Angeles a few years ago there may be better deals available now. There is a lot of bad information regarding Town and Country insurance out there, but we’re going to give you some great ways to slash your insurance rates in Los Angeles.

If you’re already insured or just want cheaper rates, use these tips to find better prices and still have adequate protection. The purpose of this post is to introduce you to how to compare rates easily and some money-saving tips. Drivers only need to know how to compare price quotes over the internet.

Los Angeles insurance discounts for a Chrysler Town and Country

Some insurers don’t always advertise the entire discount list in a way that’s easy to find, so below is a list a few of the more well known and also the lesser-known discounts that you can inquire about if you buy Los Angeles car insurance online.Save money with discounts

As a footnote on discounts, some of the credits will not apply to your bottom line cost. Some only reduce individual premiums such as comp or med pay. So even though it sounds like all the discounts add up to a free policy, nobody gets a free ride.

The diagram below shows the difference between Chrysler Town and Country insurance premiums with and without discounts applied to the policy rates. Data assumes a female driver, no claims or driving citations, California state minimum liability limits, comprehensive and collision coverage, and $100 deductibles. The first bar for each age group shows premium with no discounts. The second shows the rates with homeowner, marriage, claim-free, safe-driver, multi-policy, and multi-car discounts applied.

If you would like to view insurance companies who offer insurance discounts in California, follow this link.

The providers in the list below can provide price quotes in California. If several companies are displayed, we recommend you get price quotes from several of them to get a more complete price comparison.

Detailed insurance information

The premium information displayed next highlights detailed analysis of prices for Chrysler Town and Country models. Having insight into how rates are calculated is important to be able to make smart buying decisions.


Chrysler Town and Country Insurance Rates in Los Angeles, CA
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Town and Country LX $278 $382 $376 $22 $112 $1,170 $98
Town and Country Touring $314 $464 $376 $22 $112 $1,288 $107
Town and Country Signature $314 $464 $376 $22 $112 $1,288 $107
Town and Country Touring Plus $314 $464 $376 $22 $112 $1,288 $107
Town and Country Limited $348 $546 $376 $22 $112 $1,404 $117
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Cost estimates assume married male driver age 30, no speeding tickets, no at-fault accidents, $500 deductibles, and California minimum liability limits. Discounts applied include claim-free, multi-policy, homeowner, multi-vehicle, and safe-driver. Rates do not factor in your specific Los Angeles location which can revise insurance rates greatly.

Chrysler Town and Country insurance rates: Men versus women

The information below shows the comparison of Chrysler Town and Country premium costs for male and female drivers. The premiums are based on no claims, a clean driving record, full physical damage coverage, $100 deductibles, marital status is single, and no discounts are taken into consideration.

Local neighborhood insurance agents

Some people just want to sit down and talk to an agent and often times that is recommended Professional insurance agents can help determine the best coverages and help you file claims. One of the best bonuses of getting online price quotes is the fact that you can find cheap car insurance quotes and still buy from a local agent.

Los Angeles insurance agentsFor easy comparison, once you complete this form (opens in new window), your insurance data is emailed to insurance agents in Los Angeles that provide free Los Angeles car insurance quotes for your insurance coverage. You don’t have to search for an agent because prices are sent directly to you. If you need to get a price quote from a specific company, you can always visit that company’s website and complete a quote there.

Finding a good company should include more criteria than just the price. Here are some questions you should ask.

Listed below are agents in Los Angeles willing to provide rate quotes for Chrysler Town and Country insurance in Los Angeles.

More Los Angeles agents

Parts of your insurance policy

Learning about specific coverages of your policy can be of help when determining appropriate coverage for your vehicles. Insurance terms can be ambiguous and reading a policy is terribly boring.

Comprehensive insurance

Comprehensive insurance will pay to fix damage OTHER than collision with another vehicle or object. You first must pay your deductible then your comprehensive coverage will pay.

Comprehensive insurance covers things such as hitting a deer, damage from a tornado or hurricane, damage from flooding and damage from getting keyed. The maximum payout you can receive from a comprehensive claim is the actual cash value, so if it’s not worth much more than your deductible consider dropping full coverage.

Uninsured/Underinsured Motorist (UM/UIM)

Uninsured or Underinsured Motorist coverage gives you protection when the “other guys” are uninsured or don’t have enough coverage. This coverage pays for medical payments for you and your occupants as well as damage to your Chrysler Town and Country.

Due to the fact that many California drivers only carry the minimum required liability limits (which is 15/30/5), their limits can quickly be used up. This is the reason having UM/UIM coverage is very important.

Liability car insurance

Liability coverage protects you from damage that occurs to people or other property in an accident. This coverage protects you against other people’s claims, and does not provide coverage for your injuries or vehicle damage.

Liability coverage has three limits: bodily injury for each person, bodily injury for the entire accident, and a limit for property damage. You might see policy limits of 15/30/5 which means $15,000 in coverage for each person’s injuries, a per accident bodily injury limit of $30,000, and $5,000 of coverage for damaged property.

Liability coverage protects against claims like repair costs for stationary objects, court costs, medical services and loss of income. How much liability coverage do you need? That is a personal decision, but it’s cheap coverage so purchase as much as you can afford. California state law requires minimum liability limits of 15/30/5 but it’s recommended drivers buy more coverage.

The chart below shows why buying low liability limits may not be high enough to adequately cover claims.

Collision coverage

Collision coverage will pay to fix damage to your Town and Country from colliding with an object or car. You will need to pay your deductible and the rest of the damage will be paid by collision coverage.

Collision insurance covers claims such as sideswiping another vehicle, backing into a parked car and crashing into a building. Paying for collision coverage can be pricey, so consider dropping it from older vehicles. It’s also possible to increase the deductible on your Town and Country to bring the cost down.

Med pay and Personal Injury Protection (PIP)

Med pay and PIP coverage kick in for immediate expenses for rehabilitation expenses, hospital visits, EMT expenses, prosthetic devices and chiropractic care. They are used in conjunction with a health insurance policy or if there is no health insurance coverage. Medical payments and PIP cover all vehicle occupants in addition to any family member struck as a pedestrian. Personal Injury Protection is not an option in every state and gives slightly broader coverage than med pay

Quote more and you will save more

As you shop your coverage around, you should never skimp on coverage in order to save money. In too many instances, drivers have reduced comprehensive coverage or liability limits and discovered at claim time that the small savings ended up costing them much more. The aim is to buy the best coverage you can find at a price you can afford while not skimping on critical coverages.

Consumers change insurance companies for a variety of reasons including denial of a claim, policy non-renewal, an unsatisfactory settlement offer or even delays in paying claims. No matter why you want to switch, finding a new company is not as difficult as it may seem.

You just read quite a bit of information on how to save on Chrysler Town and Country insurance in Los Angeles. The key concept to understand is the more quotes you get, the higher your chance of finding inexpensive Los Angeles car insurance quotes. You may even discover the lowest prices are with a company that doesn’t do a lot of advertising.

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