Trying to find more competitive Ford F-350 insurance in Los Angeles? Vehicle owners who are new to price shopping insurance online can find sourcing cheaper F-350 insurance is very challenging.
Smart shoppers know that insurance companies don’t want their policyholders to compare prices. Consumers who shop around for cheaper rates will presumably move their business because there is a significant possibility of finding a policy with more affordable rates. A recent survey found that drivers who compared rates annually saved as much as $3,500 over four years compared to other drivers who didn’t regularly shop around.
If finding the lowest rates on insurance is the reason for your visit, then having a grasp of how to find and compare insurance rates can save time and money.
You may qualify for discounts for Ford F-350 insurance in Los Angeles
Car insurance is neither fun to buy or cheap, but there may be some discounts that you may not know about. Many of these discounts will be applied automatically when you get a quote, but a few must be requested specifically before they will apply.
- Military Deployment Discount – Being deployed in the military could mean lower premium rates.
- Senior Citizens – Older drivers can possibly qualify for reduced rates.
- E-sign Discounts – A handful of larger companies will give you a small discount just for signing your application on their website.
- Anti-theft System – Cars equipped with anti-theft or alarm systems prevent vehicle theft so companies will give you a small discount.
- Federal Employees – Active or retired federal employment could provide a small rate reduction but check with your company.
- Onboard Data Collection – Insureds who allow their company to study driving manner by installing a telematics device such as Progressive’s Snapshot could save a few bucks if they show good driving skills.
Discounts reduce rates, but you should keep in mind that most credits do not apply to the whole policy. Most only reduce the price of certain insurance coverages like liability, collision or medical payments. Just because you may think you could get a free car insurance policy, it just doesn’t work that way. But all discounts should help lower the cost of coverage.
The chart below shows the comparison of Ford F-350 insurance costs with and without discounts applied to the policy premium. The rates are based on a female driver, no tickets, no at-fault accidents, California state minimum liability limits, full physical damage coverage, and $100 deductibles. The first bar for each age group shows premium with no discounts. The second shows the rates with claim-free, safe-driver, homeowner, marriage, multi-car, and multi-policy discounts applied.
Companies and some of the discounts are:
- American Family includes discounts for good driver, multi-vehicle, TimeAway discount, Steer into Savings, good student, and accident-free.
- State Farm may include discounts for student away at school, driver’s education, safe vehicle, multiple policy, Steer Clear safe driver discount, good driver, and Drive Safe & Save.
- 21st Century policyholders can earn discounts including good student, homeowners, teen driver, theft prevention, and defensive driver.
- Travelers may have discounts that include home ownership, continuous insurance, multi-policy, good student, driver training, and save driver.
- GEICO discounts include membership and employees, federal employee, five-year accident-free, anti-lock brakes, driver training, and seat belt use.
If you need low cost Los Angeles auto insurance quotes, ask all companies you are considering which discounts they offer. All car insurance discounts may not be offered in every state. To see insurance companies who offer discounts in Los Angeles, click here.
The best way we recommend to compare policy rates for Ford F-350 insurance in Los Angeles is to know most of the larger companies provide online access to quote your coverage. All consumers are required to do is give the companies some data like what your job is, if you require a SR-22, if you went to college, and deductibles desired. The rating information gets transmitted to insurance companies and you receive quotes instantly to find the best rate.
To check Ford F-350 insurance prices now, click here then complete the form.
The companies shown below are our best choices to provide free quotes in California. If more than one company is shown, we recommend you compare several of them to get the best price comparison.
Premium rates and analysis
The table below covers estimates of insurance policy prices for Ford F-350 models. Being more informed about how insurance policy premiums are figured can benefit drivers when making smart policy decisions.
| Model | Comp | Collision | Liability | Medical | UM/UIM | Annual Premium | Monthly Premium |
|---|---|---|---|---|---|---|---|
| F-350 XL Crew Cab 4WD | $314 | $546 | $662 | $40 | $198 | $1,760 | $147 |
| F-350 XL Super Cab 4WD | $314 | $546 | $662 | $40 | $198 | $1,760 | $147 |
| F-350 XL Super Cab 2WD | $348 | $464 | $442 | $26 | $132 | $1,412 | $118 |
| F-350 Super Cab Cabela Package 4WD | $348 | $546 | $662 | $40 | $198 | $1,794 | $150 |
| F-350 Super Cab Cabela Package 2WD | $348 | $546 | $442 | $26 | $132 | $1,494 | $125 |
| F-350 XL Crew Cab 2WD | $348 | $546 | $442 | $26 | $132 | $1,494 | $125 |
| F-350 Crew Cab Harley Edition 4WD | $348 | $546 | $662 | $40 | $198 | $1,794 | $150 |
| F-350 Super Cab Harley Edition 4WD | $348 | $546 | $662 | $40 | $198 | $1,794 | $150 |
| F-350 Crew Cab King Ranch 4WD | $348 | $546 | $662 | $40 | $198 | $1,794 | $150 |
| F-350 XLT Crew Cab 4WD | $348 | $546 | $662 | $40 | $198 | $1,794 | $150 |
| F-350 XL Super Cab Turbo Diesel 4WD | $348 | $546 | $662 | $40 | $198 | $1,794 | $150 |
| F-350 XLT Super Cab 4WD | $348 | $546 | $662 | $40 | $198 | $1,794 | $150 |
| F-350 XLT Super Cab 2WD | $348 | $546 | $442 | $26 | $132 | $1,494 | $125 |
| F-350 XL Crew Cab Cabela Package 2WD | $348 | $546 | $442 | $26 | $132 | $1,494 | $125 |
| F-350 XL Crew Cab King Ranch 2WD | $348 | $546 | $442 | $26 | $132 | $1,494 | $125 |
| F-350 Crew Cab Lariat 4WD | $348 | $630 | $662 | $40 | $198 | $1,878 | $157 |
| F-350 Crew Cab King Ranch Turbo Diesel 4WD | $348 | $630 | $662 | $40 | $198 | $1,878 | $157 |
| F-350 Crew Cab Cabela Package 4WD | $348 | $630 | $662 | $40 | $198 | $1,878 | $157 |
| F-350 XL Crew Cab Turbo Diesel 4WD | $348 | $630 | $662 | $40 | $198 | $1,878 | $157 |
| F-350 Super Cab Lariat 4WD | $348 | $630 | $662 | $40 | $198 | $1,878 | $157 |
| F-350 Super Cab Cabela Turbo Diesel 4WD | $348 | $630 | $662 | $40 | $198 | $1,878 | $157 |
| F-350 XLT Super Cab Turbo Diesel 4WD | $348 | $630 | $662 | $40 | $198 | $1,878 | $157 |
| F-350 Super Cab Lariat 2WD | $384 | $546 | $442 | $26 | $132 | $1,530 | $128 |
| F-350 XL Super Cab Turbo Diesel 2WD | $384 | $546 | $442 | $26 | $132 | $1,530 | $128 |
| F-350 Super Cab Harley Edition 2WD | $384 | $546 | $442 | $26 | $132 | $1,530 | $128 |
| F-350 XLT Crew Cab 2WD | $384 | $546 | $442 | $26 | $132 | $1,530 | $128 |
| F-350 XLT Crew Cab Lariat 2WD | $384 | $546 | $442 | $26 | $132 | $1,530 | $128 |
| F-350 XLT Crew Cab Harley Edition 2WD | $384 | $546 | $442 | $26 | $132 | $1,530 | $128 |
| F-350 XL Crew Cab Turbo Diesel 2WD | $384 | $546 | $442 | $26 | $132 | $1,530 | $128 |
| F-350 Super Cab Lariat Turbo Diesel 4WD | $384 | $630 | $662 | $40 | $198 | $1,914 | $160 |
| F-350 XLT Crew Cab Turbo Diesel 4WD | $384 | $630 | $662 | $40 | $198 | $1,914 | $160 |
| F-350 Crew Cab Harley Turbo Diesel 4WD | $384 | $630 | $662 | $40 | $198 | $1,914 | $160 |
| F-350 Super Cab Harley Turbo Diesel 4WD | $384 | $630 | $662 | $40 | $198 | $1,914 | $160 |
| F-350 XLT Crew Cab Cabela Turbo Diesel 2WD | $384 | $630 | $442 | $26 | $132 | $1,614 | $135 |
| F-350 XLT Crew Cab King Ranch Turbo Diesel 2WD | $384 | $630 | $442 | $26 | $132 | $1,614 | $135 |
| F-350 Super Cab Harley Turbo Diesel 2WD | $384 | $630 | $442 | $26 | $132 | $1,614 | $135 |
| F-350 Super Cab Cabela Turbo Diesel 2WD | $384 | $630 | $442 | $26 | $132 | $1,614 | $135 |
| F-350 Super Cab XLT Turbo Diesel 2WD | $384 | $630 | $442 | $26 | $132 | $1,614 | $135 |
| F-350 Crew Cab Lariat Turbo Diesel 4WD | $384 | $630 | $662 | $40 | $198 | $1,914 | $160 |
| F-350 Crew Cab Cabela Turbo Diesel 4WD | $384 | $630 | $662 | $40 | $198 | $1,914 | $160 |
| F-350 Crew Cab Lariat Turbo Diesel 2WD | $384 | $630 | $442 | $26 | $132 | $1,614 | $135 |
| F-350 Super Cab Lariat Turbo Diesel 2WD | $384 | $630 | $442 | $26 | $132 | $1,614 | $135 |
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Data based on married male driver age 30, no speeding tickets, no at-fault accidents, $500 deductibles, and California minimum liability limits. Discounts applied include claim-free, multi-vehicle, homeowner, multi-policy, and safe-driver. Information does not factor in vehicle location which can affect coverage rates greatly.
Ford F-350 annual premiums for males versus females
The chart below compares Ford F-350 auto insurance costs for male and female drivers. The premium estimates are based on no claims, a clean driving record, comprehensive and collision coverage, $500 deductibles, single status, and no discounts are applied to the premium.
Local neighborhood Los Angeles car insurance agents
A lot of people just prefer to have an agent’s advice and that is just fine! One of the benefits of comparing insurance prices online is that you can obtain cheap auto insurance rates and still have a local agent.
Once you complete this quick form, your information is submitted to local insurance agents who will give you bids to get your business. It’s much easier because you don’t need to leave your computer since price quotes are sent to you. Get lower rates without having to waste a lot of time. If you need to get a comparison quote from a specific company, you would need to go to their quote page and complete a quote there.
Finding the right provider requires more thought than just the bottom line cost. These are some questions your agent should answer.
- Do you need full coverage on every vehicle?
- Will the company cover a rental car if your car is getting fixed?
- Is working in the agency their full-time job?
- Can glass repairs be made at your home?
- Can they help ensure a fair claim settlement?
- Are you getting all the discounts the company offers?
- How long have they been in business?
Listed below are agents in Los Angeles that can give you rate quotes for Ford F-350 insurance in Los Angeles.
- Daniel Williams – State Farm Insurance Agent
7944 W 3rd St – Los Angeles, CA 90048 – (323) 852-6868 – View Map - Solid Health Insurance Agency
11639 Chenault St – Los Angeles, CA 90049 – (310) 909-6135 – View Map - Laura Mora – State Farm Insurance Agent
5858 N Figueroa St a – Los Angeles, CA 90042 – (323) 478-9346 – View Map - Karla Greene – State Farm Insurance Agent
611 Wilshire Blvd #911 – Los Angeles, CA 90017 – (213) 239-9675 – View Map
Compare but don’t skimp
While you’re price shopping online, never sacrifice coverage to reduce premiums. In too many instances, an insured cut physical damage coverage only to discover later that their decision to reduce coverage ended up costing them more. The aim is to get the best coverage possible at the best price while still protecting your assets.
We’ve covered many ways to get a better price on Ford F-350 insurance in Los Angeles. The key thing to remember is the more providers you compare, the higher your chance of finding the cheapest Ford F-350 rate quotes. You may even discover the lowest rates are with a small mutual company.
People switch companies for many reasons like not issuing a premium refund, an unsatisfactory settlement offer, delays in responding to claim requests and policy cancellation. It doesn’t matter what your reason, finding a new car insurance company is not as hard as you think.
Additional information
- How do I File a Claim? (Insurance Information Institute)
- Who Has Cheap Auto Insurance for Police Officers in Los Angeles? (FAQ)
- Who Has Affordable Los Angeles Car Insurance Rates for Drivers Under 21? (FAQ)
- Auto Insurance Basics (Insurance Information Institute)
- Uninsured Motorists: Threats on the Road (Insurance Information Institute)
- State Car Insurance Guides (GEICO)