Best Insurance for a Mazda CX-9 in Los Angeles

Insurance for Mazda CX-9Are you regretting buying an overpriced insurance policy? It’s a common feeling and there are a lot of people in Los Angeles just like you who feel imprisoned by their insurance policy.

Smart shoppers know that insurance companies don’t want their policyholders to compare prices. Insureds who shop around at least once a year will most likely switch to a new company because they have good chances of finding a lower-priced company. A recent survey revealed that drivers who make a habit of shopping around saved over $865 annually compared to those who don’t regularly compare prices.

If finding the cheapest price on auto insurance in Los Angeles is why you’re here, then having some insight into how to find and compare cheaper coverage can help you succeed in finding affordable rates. Insurance companies such as Allstate, Progressive and GEICO all promote huge savings with ads and it can be hard to ignore the promise of big savings and do the work needed to find the best deal.

Companies offering low-cost Mazda CX-9 rates in Los Angeles, CA

The providers in the list below can provide free rate quotes in California. If the list has multiple companies, we recommend you click on several of them to get a more complete price comparison.

Insurance coverage analysis

The coverage table shown below highlights a range of insurance coverage prices for Mazda CX-9 models. Having a good grasp of how insurance prices are formulated can be useful when making smart choices when comparing insurance rates.

Mazda CX-9 Insurance Rates in Los Angeles, CA
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
CX-9 Sport 2WD $314 $464 $442 $26 $132 $1,378 $115
CX-9 Grand Touring 2WD $314 $546 $442 $26 $132 $1,460 $122
CX-9 Sport AWD $314 $546 $442 $26 $132 $1,460 $122
CX-9 Touring 2WD $314 $546 $442 $26 $132 $1,460 $122
CX-9 Touring AWD $314 $546 $442 $26 $132 $1,460 $122
CX-9 Grand Touring AWD $348 $546 $442 $26 $132 $1,494 $125
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Cost estimates assume married male driver age 30, no speeding tickets, no at-fault accidents, $500 deductibles, and California minimum liability limits. Discounts applied include homeowner, multi-vehicle, safe-driver, claim-free, and multi-policy. Premium amounts do not factor in specific location information which can decrease or increase coverage prices significantly.

Physical damage deductible comparison

When buying auto insurance, a common question is at what level do you set your deductibles. The comparison tables below may help you to understand the differences in premium rates when you select higher and lower insurance deductibles. The first set of rates uses a $250 deductible for comp and collision and the second rate table uses a $500 deductible.

Mazda CX-9 insurance with $250 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
CX-9 Sport 2WD $386 $576 $442 $26 $132 $1,587 $132
CX-9 Grand Touring 2WD $386 $678 $442 $26 $132 $1,689 $141
CX-9 Sport AWD $386 $678 $442 $26 $132 $1,689 $141
CX-9 Touring 2WD $386 $678 $442 $26 $132 $1,689 $141
CX-9 Touring AWD $386 $678 $442 $26 $132 $1,689 $141
CX-9 Grand Touring AWD $430 $678 $442 $26 $132 $1,733 $144
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Mazda CX-9 insurance with $500 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
CX-9 Sport 2WD $314 $464 $442 $26 $132 $1,378 $115
CX-9 Grand Touring 2WD $314 $546 $442 $26 $132 $1,460 $122
CX-9 Sport AWD $314 $546 $442 $26 $132 $1,460 $122
CX-9 Touring 2WD $314 $546 $442 $26 $132 $1,460 $122
CX-9 Touring AWD $314 $546 $442 $26 $132 $1,460 $122
CX-9 Grand Touring AWD $348 $546 $442 $26 $132 $1,494 $125
Get Your Own Customized Quote Go

Data assumes married male driver age 30, no speeding tickets, no at-fault accidents, and California minimum liability limits. Discounts applied include multi-vehicle, multi-policy, claim-free, safe-driver, and homeowner. Price information does not factor in vehicle garaging location which can raise or lower rates greatly.

Using the data above, we can ascertain that using a $250 deductible costs an average of $19 more each month or $228 for a full year averaged for all CX-9 models than quoting the higher $500 deductible. Since the policyholder would be required to pay $250 more out of your own pocket with a $500 deductible as compared to a $250 deductible, if you have at least 13 months between claim filings, you would probably come out ahead by going with a higher deductible. Here is a better example of how we made this calculation.

Average monthly premium for $250 deductibles: $140
Average monthly premium for $500 deductibles (subtract): – $121
Monthly savings from raising deductible: $19
Difference between deductibles ($500 – $250): $250
Divide difference by monthly savings: $250 / $19
Number of months required between physical damage coverage claims in order to save money by choosing the higher deductible 13 months

An important sidenote is that higher deductibles means you will have to cover more of the damage yourself when you have a claim. You must have some extra savings in order to pay the deductible.

Smart Buyers Save Every Year

An important part of buying insurance is that you know the factors that help calculate the rates you pay for insurance. When consumers understand what impacts premium levels, this enables you to make decisions that may result in lower premium levels.

Get lower-cost Mazda CX-9 insurance in Los Angeles with discounts

Insurance is expensive, but there could be available discounts to help offset the cost. A few discounts will be applied when you get a quote, but once in a while a discount must be asked about before they will apply.Discount insurance

Just know that most credits do not apply to your bottom line cost. Most cut individual premiums such as comprehensive or collision. So despite the fact that it appears it’s possible to get free car insurance, nobody gets a free ride.

The example below illustrates the comparison of Mazda CX-9 annual premium costs with and without policy discounts. Data assumes a male driver, no driving violations, no at-fault accidents, California state minimum liability limits, comp and collision included, and $100 deductibles. The first bar for each age group shows premium with no discounts. The second shows the rates with safe-driver, multi-car, marriage, claim-free, multi-policy, and homeowner discounts applied.

A few of the larger companies and a selection of discounts can be found below.

When comparing rates, check with all the companies what discounts are available to you. Depending on the company, some discounts may not be offered in Los Angeles. For a list of companies who offer free Mazda CX-9 insurance quotes in California, click here.

Can’t I compare rate quotes from local Los Angeles insurance agents?

A lot of people would rather sit down and talk to an agent and that is not a bad decision Professional agents can make sure you are properly covered and help submit paperwork. The best thing about price shopping on the web is you may find the best rates and still have a local agent. And supporting local insurance agencies is especially important in Los Angeles.

Once you complete this quick form, your coverage information is transmitted to agents in your area that give free quotes to get your business. There is no need to do any legwork due to the fact that quote results will go to the email address you provide. If you have a need to compare rates from a specific company, feel free to search and find their rate quote page to submit a rate quote request.

If you are searching for an insurance agent, you should know the types of insurance agents and how they can service your needs differently. Agents are considered either independent or exclusive. Both types of agents can write car insurance policies, but it’s worth mentioning the differences since it could factor into buying decisions.

Independent Agencies or Brokers

Independent agencies are not required to write business for one company and that allows them to write policies with a variety of different insurance companies and find you cheaper rates. To transfer your coverage to a different company, your agent can just switch to a different company and you stay with the same agent.

When comparing car insurance rates, we highly recommend that you compare prices from independent agents for the best price selection.

Featured below is a partial list of independent agencies in Los Angeles that can give you price quotes.

2820 S Vermont Ave #1Los Angeles, CA 90007(323) 735-1600View Map

11611 San Vicente Blvd #515Los Angeles, CA 90049(310) 820-5200View Map

4221 Wilshire Blvd #222Los Angeles, CA 90010(323) 934-8160View Map

More insurance agents

Exclusive Agents

These type of agents are contracted to one company like State Farm, Allstate, or Farmers Insurance. Exclusive agents cannot give you multiple price quotes so it’s a take it or leave it situation. Exclusive agencies are usually quite knowledgeable in insurance sales which helps them compete with independent agents.

Shown below are Los Angeles exclusive insurance agents willing to provide price quote information.

3130 S Sepulveda Blvd fLos Angeles, CA 90034(310) 479-0080View Map

875 N Gower StLos Angeles, CA 90038(323) 462-1096View Map

6535 Wilshire Blvd #117Los Angeles, CA 90048(323) 651-4775View Map

More insurance agents

Picking a insurance agency needs to be determined by more than just a cheap quote. These are valid questions to ask:

Cheaper auto insurance rates are out there

When trying to cut insurance costs, it’s not a good idea to buy lower coverage limits just to save a few bucks. There are too many instances where someone dropped liability limits or collision coverage only to find out that their decision to reduce coverage ended up costing them more. Your goal should be to purchase plenty of coverage at the best price while not skimping on critical coverages.

We just showed you a lot of tips how to shop for Mazda CX-9 insurance online. The most important thing to understand is the more providers you compare, the better your chances of lowering your prices. You may even discover the lowest priced auto insurance comes from the least-expected company. They may cover specific market segments cheaper as compared to the big name companies such as Progressive or GEICO.

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