Nissan Pathfinder Insurance Rates in Los Angeles

Expensive insurance in Los Angeles can overdraw your bank account and require stricter spending habits. Comparing cost estimates is recommended to lower your monthly bill.

Insurance for Nissan PathfinderShocking but true, the vast majority of consumers have remained with the same insurance company for more than four years, and just short of a majority have never even compared rates from other companies. American drivers could cut their rates by as much as $850 a year by just shopping around, but they underestimate the amount of savings they would get if they switched to a more affordable policy. You have so many car insurance companies to choose from, and even though it’s nice to have a choice, more choices can make it harder to get the best deal for Nissan Pathfinder insurance in Los Angeles.

Locating the best rates in Los Angeles can be much easier if you know how to start. If you have car insurance now, you will most likely be able to shop for the lowest rates using the concepts you’re about to learn. Vehicle owners just need to know how to compare company rates from many companies at once.

Los Angeles insurance discounts for a Nissan Pathfinder

Companies offering auto insurance don’t necessarily list every available discount in a way that’s easy to find, so the below list has both the well known as well as the least known credits available to bring down your rates.

Keep in mind that some credits don’t apply to the whole policy. Some only apply to the cost of specific coverages such as physical damage coverage or medical payments. Despite the fact that it seems like you can get free auto insurance, you aren’t that lucky.

The information below shows the difference between Nissan Pathfinder auto insurance costs with and without discounts applied. The data is based on a male driver, no accidents, no driving violations, California state minimum liability limits, comprehensive and collision coverage, and $100 deductibles. The first bar for each age group shows premium with no discounts. The second shows the rates with multi-car, homeowner, claim-free, safe-driver, marriage, and multi-policy discounts applied.

A partial list of companies that may have many of the previously listed discounts include:

When getting free Los Angeles auto insurance quotes, it’s a good idea to all companies you are considering which credits you are entitled to. Savings might not apply everywhere.

All the larger car insurance companies make it easy to get pricing direct online. Getting Nissan Pathfinder insurance prices online doesn’t take a lot of time as you just type in the amount of coverage you want into the form. Once you submit the form, the system will order your driving and credit reports and generates a price. The ability to get online price quotes for Nissan Pathfinder insurance in Los Angeles makes it simple to compare prices and it’s necessary to have as many quotes as possible if you want to find the lowest possible payments on car insurance.

To find out if lower rates are available, visit the companies below or click here to submit a quote request to multiple companies at once. If you have your current policy handy, we recommend you complete the form with the coverages exactly as shown on your declarations page. Doing this assures you will get rate quotes using the same coverage and limits.

The companies shown below provide free quotes in California. If multiple companies are listed, we suggest you compare several of them to get a more complete price comparison.

Rates and statistics

The rate information below covers different policy rates for Nissan Pathfinder models. Having a good grasp of how auto insurance premiums are formulated can help drivers make informed decisions when shopping around for a new policy.


Nissan Pathfinder Insurance Rates in Los Angeles, CA
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Pathfinder S 2WD $242 $382 $442 $26 $132 $1,224 $102
Pathfinder S 4WD $278 $382 $442 $26 $132 $1,260 $105
Pathfinder SE 2WD $278 $382 $442 $26 $132 $1,260 $105
Pathfinder SE 4WD $278 $382 $442 $26 $132 $1,260 $105
Pathfinder LE 2WD $314 $464 $442 $26 $132 $1,378 $115
Pathfinder LE 4WD $314 $464 $442 $26 $132 $1,378 $115
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Data based on married male driver age 30, no speeding tickets, no at-fault accidents, $500 deductibles, and California minimum liability limits. Discounts applied include safe-driver, homeowner, multi-policy, multi-vehicle, and claim-free. Price information does not factor in specific Los Angeles garaging location which can increase or decrease premiums significantly.

Raise deductibles and save

One common question asked by Los Angeles drivers is how high should the deductibles for physical damage be. The data tables below summarize the difference in cost between low and high insurance deductibles. The first set of rates uses a $100 deductible for comprehensive and collision coverage and the second price chart uses a $500 deductible.


Nissan Pathfinder insurance prices with $100 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Pathfinder S 2WD $332 $564 $442 $26 $132 $1,521 $127
Pathfinder S 4WD $380 $564 $442 $26 $132 $1,569 $131
Pathfinder SE 2WD $380 $564 $442 $26 $132 $1,569 $131
Pathfinder SE 4WD $380 $564 $442 $26 $132 $1,569 $131
Pathfinder LE 2WD $430 $686 $442 $26 $132 $1,741 $145
Pathfinder LE 4WD $430 $686 $442 $26 $132 $1,741 $145
Get Your Own Customized Quote Go

Nissan Pathfinder insurance prices with $500 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Pathfinder S 2WD $242 $382 $442 $26 $132 $1,224 $102
Pathfinder S 4WD $278 $382 $442 $26 $132 $1,260 $105
Pathfinder SE 2WD $278 $382 $442 $26 $132 $1,260 $105
Pathfinder SE 4WD $278 $382 $442 $26 $132 $1,260 $105
Pathfinder LE 2WD $314 $464 $442 $26 $132 $1,378 $115
Pathfinder LE 4WD $314 $464 $442 $26 $132 $1,378 $115
Get Your Own Customized Quote Go

Data rating is based on married male driver age 30, no speeding tickets, no at-fault accidents, and California minimum liability limits. Discounts applied include multi-policy, homeowner, multi-vehicle, safe-driver, and claim-free. Rate information does not factor in Los Angeles location which can decrease or increase price quotes greatly.

Based on the above data, using a $100 deductible will cost you approximately $27 more each month or $324 every year across all Nissan Pathfinder models than selecting the higher $500 deductible. Because you would be required to pay $400 more to file a claim with a $500 deductible as compared to a $100 deductible, if you tend to go at a minimum 15 months between claim filings, you would probably be better off if you choose the higher deductible.

The chart below illustrates how your deductible choice and can increase or decrease Nissan Pathfinder insurance prices for different age groups. Data assumes a married male driver, comp and collision included, and no discounts are factored in.

Do I just need basic coverages?

Always keep in mind that when comparing adequate coverage, there isn’t really a “best” method to buy coverage. Every insured’s situation is different and a cookie cutter policy won’t apply. For instance, these questions can help discover whether your personal situation will benefit from professional help.

If you’re not sure about those questions, then you may want to think about talking to an insurance agent. If you want to speak to an agent in your area, complete this form or go to this page to view a list of companies. It’s fast, doesn’t cost anything and can help protect your family.

When to talk to a local insurance agent

Many people still prefer to buy from a local agent and that is just fine! Good agents can point out coverage gaps and help in the event of a claim. An additional benefit of comparing rate quotes online is that drivers can save money and get cheap auto insurance quotes and still have a local agent.

Insurance agency in Los AngelesBy using this simple form, the quote information is submitted to participating agents in Los Angeles that provide free Los Angeles auto insurance quotes to get your business. You don’t have to contact an agency since price quotes are sent to the email address you provide. If you want to get a comparison quote for a specific company, you just need to search and find their rate quote page and complete a quote there.

Deciding on an insurer should depend on more than just the premium amount. A good agent in Los Angeles will have answers to these questions.

If you’re trying to find a good Los Angeles insurance agent, you need to know there are two types of agencies from which to choose. Auto insurance agents in Los Angeles are considered either exclusive or independent (non-exclusive). Either type can do a good job, but it’s a good idea to understand the difference between them because it can influence buying decisions.

Exclusive Auto Insurance Agents

Exclusive agencies work for only one company and some examples include State Farm, Allstate and AAA. These agents are not able to shop your coverage around so keep that in mind. Exclusive agents are very knowledgeable in insurance sales which can be an advantage.

The following are Los Angeles exclusive agencies that can give you price quote information.


7944 W 3rd StLos Angeles, CA 90048(323) 852-6868View Map


1247 S La Brea AveLos Angeles, CA 90019(323) 954-9763View Map


500 N Larchmont BlvdLos Angeles, CA 90004(323) 785-4080View Map

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Independent Auto Insurance Agents

Independent insurance agents are not limited to a single company and that is an advantage because they can write policies with many different companies and possibly get better coverage at lower prices. If your premiums go up, they simply switch companies in-house and you don’t have to switch agencies. If you are trying to find cheaper rates, you absolutely need to include rate quotes from independent agents for maximum quote selection.

Shown below is a short list of independent insurance agents in Los Angeles who can help you get rate quotes.


621 S Westmoreland AveLos Angeles, CA 90005(213) 384-2062View Map


11611 San Vicente Blvd #515Los Angeles, CA 90049(310) 820-5200View Map


11900 W Olympic Blvd #475Los Angeles, CA 90064(800) 966-6830View Map

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If you receive good responses as well as cheap Pathfinder insurance quotes, it’s possible that you found an auto insurance agent that meets the requirements to adequately provide auto insurance.

Insurance protects more than just your car

Even though it’s not necessarily cheap to insure a Nissan in Los Angeles, paying for insurance is not optional due to several reasons.

The benefits of having insurance are definitely more than the cost, particularly if you ever have a claim. An average driver in America overpays as much as $865 each year so compare rate quotes once a year at a minimum to save money.

Auto insurance 101

Having a good grasp of your insurance policy helps when choosing which coverages you need for your vehicles. Policy terminology can be impossible to understand and nobody wants to actually read their policy. Below you’ll find typical coverages found on most insurance policies.

Collision coverage – Collision coverage pays for damage to your Pathfinder caused by collision with a stationary object or other vehicle. You have to pay a deductible then the remaining damage will be paid by your insurance company.

Collision coverage protects against claims like hitting a parking meter, colliding with another moving vehicle and colliding with a tree. Paying for collision coverage can be pricey, so analyze the benefit of dropping coverage from vehicles that are older. It’s also possible to choose a higher deductible on your Pathfinder to bring the cost down.

Medical expense insurance – Med pay and PIP coverage provide coverage for bills such as prosthetic devices, X-ray expenses, nursing services and hospital visits. They can be utilized in addition to your health insurance plan or if you are not covered by health insurance. Coverage applies to both the driver and occupants and also covers getting struck while a pedestrian. PIP coverage is not available in all states and gives slightly broader coverage than med pay

Comprehensive (Other than Collision) – This coverage will pay to fix damage from a wide range of events other than collision. A deductible will apply and then insurance will cover the rest of the damage.

Comprehensive coverage pays for things like falling objects, a broken windshield, damage from getting keyed, fire damage and rock chips in glass. The highest amount you’ll receive from a claim is the ACV or actual cash value, so if the vehicle is not worth much it’s not worth carrying full coverage.

Auto liability – This coverage protects you from damage or injury you incur to other people or property that is your fault. It protects you from legal claims by others, and doesn’t cover damage to your own property or vehicle.

Coverage consists of three different limits, bodily injury for each person, bodily injury for the entire accident, and a limit for property damage. As an example, you may have policy limits of 15/30/5 that translate to a $15,000 limit per person for injuries, $30,000 for the entire accident, and $5,000 of coverage for damaged property.

Liability can pay for things like court costs, funeral expenses, attorney fees and legal defense fees. How much liability coverage do you need? That is a personal decision, but you should buy as large an amount as possible. California state law requires minimum liability limits of 15/30/5 but you should think about purchasing more liability than the minimum.

The illustration below shows why minimum state limits may not be adequate.

Protection from uninsured/underinsured drivers – Uninsured or Underinsured Motorist coverage provides protection from other motorists when they either have no liability insurance or not enough. It can pay for medical payments for you and your occupants and damage to your Nissan Pathfinder.

Due to the fact that many California drivers only carry the minimum required liability limits (15/30/5), it only takes a small accident to exceed their coverage. For this reason, having high UM/UIM coverages is important protection for you and your family.

Affordable insurance is out there

Some companies may not provide the ability to get a quote online and these small insurance companies prefer to sell through independent agencies. Low-cost Nissan Pathfinder insurance in Los Angeles can be purchased on the web in addition to many Los Angeles insurance agents, and you need to comparison shop both to have the best rate selection.

You just read many ways to reduce Nissan Pathfinder insurance rates online in Los Angeles. It’s most important to understand that the more price quotes you have, the better your comparison will be. Consumers may even find the best price on insurance is with some of the lesser-known companies. Smaller companies may have significantly lower car insurance rates on certain market segments compared to the large companies like State Farm or Progressive.

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