Save Money on Ford Transit Connect Insurance in Los Angeles

Do you get exhausted from not being able to scrape enough together to buy auto insurance? You are no different than most other people in California.

Insurance rates Ford Transit Connect in Los AngelesShockingly, the vast majority of auto insurance customers in California kept their coverage with the same auto insurance company for more than four years, and nearly half have never compared auto insurance rates at all. Most drivers in America could save nearly 47% each year by just comparing rate quotes, but they just don’t understand the amount of money they would save if they switched to a cheaper policy.

Since you have so many online and local companies to choose from, it can be challenging to locate the lowest price company.

Locating the best rates in Los Angeles can be made easier if you know where to look. Just about each driver who requires lower cost car insurance will most likely find a lower price. Although California car owners need to learn how the larger insurance companies price insurance differently and use it to find better rates.

Companies offering Ford Transit Connect insurance in Los Angeles

The companies shown below have been selected to offer free quotes in Los Angeles, CA. If more than one company is shown, we recommend you visit several of them in order to find the most competitive rates.

Data for Ford Transit Connect insurance

The data table displayed next covers different rate quotes for Ford Transit Connect models. Having a good understanding how rate quotes are formulated can be useful when making smart buying decisions.


Ford Transit Connect Insurance Rates in Los Angeles, CA
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Transit Connect XL 2WD $242 $464 $442 $26 $132 $1,306 $109
Transit Connect XLT 2WD $242 $464 $442 $26 $132 $1,306 $109
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Prices based on married male driver age 30, no speeding tickets, no at-fault accidents, $500 deductibles, and California minimum liability limits. Discounts applied include multi-vehicle, multi-policy, homeowner, safe-driver, and claim-free. Premium amounts do not factor in specific garaging location which can change auto insurance rates greatly.

How high should deductibles be?

One of the most common car insurance questions is how high should your deductibles be. The premium rates below outline the differences in price of buying low and high insurance deductibles. The first data table uses a $250 deductible for physical damage and the second rate chart uses a $500 deductible.


Ford Transit Connect insurance rates with $250 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Transit Connect XL 2WD $298 $576 $442 $26 $132 $1,499 $125
Transit Connect XLT 2WD $298 $576 $442 $26 $132 $1,499 $125
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Ford Transit Connect insurance rates with $500 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Transit Connect XL 2WD $242 $464 $442 $26 $132 $1,306 $109
Transit Connect XLT 2WD $242 $464 $442 $26 $132 $1,306 $109
Get Your Own Customized Quote Go

Table data represents married male driver age 30, no speeding tickets, no at-fault accidents, and California minimum liability limits. Discounts applied include homeowner, multi-policy, safe-driver, multi-vehicle, and claim-free. Rate information does not factor in the specific area where the vehicle is garaged which can alter prices substantially.

Based on these figures, using a $250 deductible could cost the average driver approximately $16 more each month or $192 for a full year across all Ford Transit Connect models than requesting the higher $500 deductible. Since you would pay $250 more if you file a claim with a $500 deductible as compared to a $250 deductible, if you normally go at a minimum 16 months between claim filings, you would most likely save money if you choose the higher deductible.

How to calculate deductible break even period

Average monthly premium for $250 deductibles: $125
Average monthly premium for $500 deductibles (subtract): – $109
Monthly savings from raising deductible: $16
Difference between deductibles ($500 – $250): $250
Divide difference by monthly savings: $250 / $16
Number of months required between physical damage coverage claims in order to save money by choosing the higher deductible 16 months

One important note is that increasing deductibles to save money means you will have to cover more of the damage yourself when you do file a claim. That will necessitate enough disposable income in the event you have to pay the higher deductible.

Violations and accidents raise rates

The chart below shows how traffic citations and at-fault fender-benders can impact Ford Transit Connect yearly insurance costs for different age groups of insureds. The rate quotes are based on a single male driver, comprehensive and collision coverage, $500 deductibles, and no discounts are applied to the premium.

Slash rates with these money saving discounts

Auto insurance companies do not advertise every policy discount very clearly, so we researched some of the best known and also the lesser-known discounts that you can inquire about if you buy Los Angeles auto insurance online.

It’s important to understand that most discounts do not apply to your bottom line cost. Some only apply to the price of certain insurance coverages like comprehensive or collision. Just because it seems like you could get a free car insurance policy, companies wouldn’t make money that way. Any qualifying discounts will help reduce the premium cost.

The illustration below illustrates the comparison of Ford Transit Connect annual premium costs with and without discounts applied to the premium. The data is based on a male driver, no driving violations, no at-fault accidents, California state minimum liability limits, comp and collision included, and $500 deductibles. The first bar for each age group shows premium with no discounts. The second shows the rates with safe-driver, homeowner, multi-policy, marriage, multi-car, and claim-free discounts applied.

To choose providers who offer discounts in California, follow this link.

Special considerations

When buying adequate coverage for your personal vehicles, there isn’t really a “perfect” insurance plan. Your financial needs are unique.

These are some specific questions may help you determine whether you would benefit from professional advice.

If you can’t answer these questions but you know they apply to you, then you may want to think about talking to an insurance agent. If you don’t have a local agent, take a second and complete this form.

When should I contact an insurance agency?

Many drivers would rather visit with an insurance agent and that is just fine! A nice benefit of comparing rate quotes online is you can get the best rates and also buy local.

Insurance agents in Los AngelesTo help locate an agent, after submitting this quick form, the quote information is transmitted to local insurance agents in Los Angeles who will return price quotes for your coverage. You don’t have to leave your computer since price quotes are sent to you directly. You can find better rates and work with a local agent. If you want to quote rates from a specific insurance company, you just need to jump over to their website and submit a quote form there.

Choosing an provider needs to be determined by more than just the premium amount. Here are some questions to ask:

If you are searching for a reliable insurance agency, it can be helpful to understand the types of insurance agents and how they differ in how they can insure your vehicles. Auto insurance agents are categorized either exclusive agents or independent agents.

Exclusive Agents

Agents in the exclusive channel are contracted to one company and examples are Allstate, State Farm and Farm Bureau. These agents are unable to compare other company’s rates so you need to shop around if the rates are high. These agents are well schooled on their company’s products which helps overcome the inability to quote other rates.

Below are Los Angeles exclusive insurance agents willing to provide price quotes.


1247 S La Brea AveLos Angeles, CA 90019(323) 954-9763View Map


767 N Hill St,109Los Angeles, CA 90012(213) 621-2526View Map


1145 S Western AveLos Angeles, CA 90006(323) 733-6680View Map

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Independent Agents

These type of agents are not limited to a single company so as a result can place your coverage through many companies and get the cheapest rates. To move your coverage to a new company, they simply move your policy to a different company and you stay with the same agent.

When shopping rates, we recommend you get insurance quotes from a couple of independent agencies for maximum quote selection.

Below is a list of independent insurance agents in Los Angeles who can help you get comparison quotes.


6108 Venice BlvdLos Angeles, CA 90034(310) 451-4943View Map


5757 W Century Blvd #700Los Angeles, CA 90045(310) 348-9936View Map


3101 Silver Lake BlvdLos Angeles, CA 90039(323) 667-9180View Map

More insurance agents

After you get positive feedback to these questions as well as low cost Ford Transit Connect insurance quotes, it’s possible that you found an insurance agent that is professional and can insure your vehicles. Just keep in mind you are able to terminate your policy when you choose so don’t think you are locked into a specific agent for the full term.

How much can you save?

We covered some good ideas how to save on Ford Transit Connect insurance in Los Angeles. It’s most important to understand that the more rate comparisons you have, the better chance you’ll have of finding the cheapest Ford Transit Connect rate quotes. You may even be surprised to find that the lowest priced auto insurance comes from some of the lesser-known companies.

Low-cost Ford Transit Connect insurance in Los Angeles can be found online as well as from independent agents in Los Angeles, so you need to quote Los Angeles auto insurance with both to have the best selection. A few companies may not have online price quotes and many times these small, regional companies only sell coverage through independent insurance agents.

As you go through the steps to switch your coverage, it’s very important that you do not buy poor coverage just to save money. There are too many instances where someone dropped full coverage only to find out that the small savings ended up costing them much more. The aim is to buy a smart amount of coverage for the lowest price and still be able to protect your assets.

Additional information is located at the links below