Save Money on Porsche 911 Insurance in Los Angeles

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Nobody I know likes having to buy car insurance, in particular when they are paying too much.

Insurance for Porsche 911Amazingly, a recent NerdWallet.com study showed that most car insurance policyholders in California renewed their policy with the same company for a minimum of four years, and virtually 40% of consumers have never compared rates from other carriers. U.S. consumers could cut their rates by approximately 46.5% a year just by getting comparison quotes, but they don't believe the big savings they would realize if they switched.

There is such a variety of car insurance companies to insure vehicles with, and though it is a good thing to have a selection, more options can take longer to find the best rates for your vehicles.

Comparing rates for more affordable coverage in Los Angeles is not that difficult. Just about every vehicle owner who needs cheaper car insurance stands a good chance to get better rates. But California car owners do need to know how big insurance companies determine what you pay and apply this information to your search.

The fastest way that we advise to compare insurance rates in your area is to know the trick most of the bigger providers participate in online systems to provide you with a free rate quote. To get started, all you need to do is spend a couple of minutes providing details like level of coverage desired, the type of vehicles you drive, if you require a SR-22, and how much you drive. Those rating factors is instantly sent to insurance companies and they return quotes instantly.

If you would like to start a quote now, click here and enter your zip code.

The companies in the list below offer free rate quotes in California. If multiple companies are shown, we suggest you visit two to three different companies to get the cheapest price.

Car insurance analysis for a Porsche 911

The coverage information displayed next highlights detailed analysis of insurance costs for Porsche 911 models. Having knowledge of how insurance quotes are figured helps drivers make smart choices when purchasing an insurance policy.

Porsche 911 Insurance Rates in Los Angeles, CA
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
911 Carrera 2 2-Dr Coupe $420 $878 $442 $26 $132 $1,898 $158
911 Carrera 4 2-Dr Coupe $456 $878 $442 $26 $132 $1,934 $161
911 Carrera 2 Cabriolet 2-Dr Convertible $456 $878 $376 $22 $112 $1,844 $154
911 Carrera 2 S 2-Dr Coupe $456 $878 $442 $26 $132 $1,934 $161
911 Carrera 4 Cabriolet 2-Dr Convertible $456 $878 $376 $22 $112 $1,844 $154
911 Carrera 4S 2-Dr Coupe $456 $960 $442 $26 $132 $2,016 $168
911 Carrera Targa 2-Dr Coupe $456 $960 $442 $26 $132 $2,016 $168
911 Carrera 2 S 2-Dr Convertible $456 $960 $376 $22 $112 $1,926 $161
911 Carrera 4S Cabriolet 2-Dr Convertible $492 $878 $376 $22 $112 $1,880 $157
911 Carrera Targa S 2-Dr Coupe $492 $960 $442 $26 $132 $2,052 $171
911 GT3 2-Dr Coupe $492 $1042 $442 $26 $132 $2,134 $178
911 GT3 RS 2-Dr Coupe $564 $1126 $442 $26 $132 $2,290 $191
911 Turbo 2-Dr Coupe $564 $1126 $442 $26 $132 $2,290 $191
911 Turbo 2-Dr Convertible $564 $1208 $376 $22 $112 $2,282 $190
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Cost estimates assume married male driver age 30, no speeding tickets, no at-fault accidents, $500 deductibles, and California minimum liability limits. Discounts applied include multi-vehicle, multi-policy, homeowner, claim-free, and safe-driver. Price estimates do not factor in specific garaging location which can influence insurance rates significantly.

Comparison of policy deductibles

One of the more difficult decisions when buying car insurance is where to set your physical damage deductibles. The following tables may help to conceptualize the premium difference between low and high insurance deductibles. The first set of rates uses a $100 comprehensive and collision deductible and the second rate chart uses a $1,000 deductible.

Porsche 911 insurance policy rates with $100 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
911 Carrera 2 2-Dr Coupe $576 $1298 $442 $26 $132 $2,499 $208
911 Carrera 4 2-Dr Coupe $624 $1298 $442 $26 $132 $2,547 $212
911 Carrera 2 Cabriolet 2-Dr Convertible $624 $1298 $376 $22 $112 $2,457 $205
911 Carrera 2 S 2-Dr Coupe $624 $1298 $442 $26 $132 $2,547 $212
911 Carrera 4 Cabriolet 2-Dr Convertible $624 $1298 $376 $22 $112 $2,457 $205
911 Carrera 4S 2-Dr Coupe $624 $1422 $442 $26 $132 $2,671 $223
911 Carrera Targa 2-Dr Coupe $624 $1422 $442 $26 $132 $2,671 $223
911 Carrera 2 S 2-Dr Convertible $624 $1422 $376 $22 $112 $2,581 $215
911 Carrera 4S Cabriolet 2-Dr Convertible $674 $1298 $376 $22 $112 $2,507 $209
911 Carrera Targa S 2-Dr Coupe $674 $1422 $442 $26 $132 $2,721 $227
911 GT3 2-Dr Coupe $674 $1544 $442 $26 $132 $2,843 $237
911 GT3 RS 2-Dr Coupe $772 $1666 $442 $26 $132 $3,063 $255
911 Turbo 2-Dr Coupe $772 $1666 $442 $26 $132 $3,063 $255
911 Turbo 2-Dr Convertible $772 $1788 $376 $22 $112 $3,095 $258
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Porsche 911 insurance policy rates with $1,000 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
911 Carrera 2 2-Dr Coupe $320 $684 $442 $26 $132 $1,604 $134
911 Carrera 4 2-Dr Coupe $346 $684 $442 $26 $132 $1,630 $136
911 Carrera 2 Cabriolet 2-Dr Convertible $346 $684 $376 $22 $112 $1,540 $128
911 Carrera 2 S 2-Dr Coupe $346 $684 $442 $26 $132 $1,630 $136
911 Carrera 4 Cabriolet 2-Dr Convertible $346 $684 $376 $22 $112 $1,540 $128
911 Carrera 4S 2-Dr Coupe $346 $748 $442 $26 $132 $1,694 $141
911 Carrera Targa 2-Dr Coupe $346 $748 $442 $26 $132 $1,694 $141
911 Carrera 2 S 2-Dr Convertible $346 $748 $376 $22 $112 $1,604 $134
911 Carrera 4S Cabriolet 2-Dr Convertible $374 $684 $376 $22 $112 $1,568 $131
911 Carrera Targa S 2-Dr Coupe $374 $748 $442 $26 $132 $1,722 $144
911 GT3 2-Dr Coupe $374 $814 $442 $26 $132 $1,788 $149
911 GT3 RS 2-Dr Coupe $428 $878 $442 $26 $132 $1,906 $159
911 Turbo 2-Dr Coupe $428 $878 $442 $26 $132 $1,906 $159
911 Turbo 2-Dr Convertible $428 $942 $376 $22 $112 $1,880 $157
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Above prices assume married male driver age 30, no speeding tickets, no at-fault accidents, and California minimum liability limits. Discounts applied include homeowner, safe-driver, multi-vehicle, claim-free, and multi-policy. Price information does not factor in garaging location in Los Angeles which can influence premiums considerably.

We can derive from the above data that using a $100 deductible would cost the average driver about $84 more each month or $1008 a year across all Porsche 911 models than opting for the higher $1,000 deductible. Due to the fact that you would have to pay $900 more if you turn in a claim with a $1,000 deductible as compared to a $100 deductible, if you tend to go at a minimum 11 months between claim filings, you would probably come out ahead by selecting a higher deductible.

Calculate savings of higher deductibles

Average monthly premium for $100 deductibles: $225
Average monthly premium for $1,000 deductibles (subtract): - $141
Monthly savings from raising deductible: $84
Difference between deductibles ($1,000 - $100): $900
Divide difference by monthly savings: $900 / $84
Number of months required between physical damage coverage claims in order to save money by choosing the higher deductible 11 months

Safe drivers pay cheaper rates

The chart below highlights how traffic violations and at-fault accidents can influence Porsche 911 auto insurance rates for different ages of insureds. The costs are based on a married male driver, full physical damage coverage, $1,000 deductibles, and no policy discounts are applied.

How much more does full coverage cost?

The illustration below shows the comparison of Porsche 911 car insurance costs with full coverage and liability only. The costs are based on no claims, a clean driving record, $500 deductibles, drivers are single, and no discounts are factored in.

When to drop comp and collision

There is no specific rule for eliminating comprehensive and collision coverage on your policy, but there is a general guideline. If the annual cost of your full coverage insurance is more than around 10% of any settlement you would receive from your insurance company, then you might consider buying liability only.

For example, let's assume your Porsche 911 claim settlement value is $5,000 and you have $1,000 physical damage deductibles. If your vehicle is severely damaged, the most you would get paid by your company is $4,000 after the policy deductible has been paid. If you are currently paying more than $400 annually for your policy with full coverage, then you may want to consider only buying liability coverage.

There are some cases where only buying liability is not a good idea. If you haven't paid off your loan, you have to carry full coverage as part of the loan conditions. Also, if your savings is not enough to buy a different vehicle in the event your current vehicle is totaled, you should keep full coverage.

Insurance can be complex

When buying the right insurance coverage, there isn't really a "perfect" insurance plan. Every insured's situation is different.Higher deductibles save money

These are some specific questions might help in determining whether your personal situation would benefit from professional advice.

  • Do I need roadside assistance coverage?
  • Why is insurance for a teen driver so high in Los Angeles?
  • Why are teen drivers so expensive to add on to my policy?
  • Will filing a claim cost me more?
  • Am I covered if I wreck a rental car?
  • If my car is totaled with they pay enough to replace it?
  • What if a claim settlement is too low?

If you don't know the answers to these questions, you might consider talking to an insurance agent. If you don't have a local agent, take a second and complete this form.

Auto insurance is available from your local insurance agencies

Many drivers just prefer to go talk to an agent and that is just fine! One of the great benefits of price shopping on the web is that you can find the best rates and also buy local. And providing support for local insurance agents is important particularly in Los Angeles.

Insurance agents in Los AngelesAfter completing this short form, the quote information is immediately sent to local insurance agents in Los Angeles who want to provide quotes for your coverage. You won't even need to contact an agency since rate quotes are delivered to you directly. You can find lower rates and a licensed agent to work with. If you wish to get a rate quote from a specific company, you just need to search and find their rate quote page and fill out their quote form.

If you would like to find a local agent, it's important to understand the different types of agents from which to choose. Auto insurance agents are categorized either independent agents or exclusive agents.

Independent Auto Insurance Agencies

Independent agencies are not employed by one company so they can write business through many companies and get you the best rates possible. If they find a lower price, the agent simply finds a different carrier and you don't have to find a new agent.

If you need cheaper auto insurance rates, you will definitely want to get rate quotes from at a minimum one independent agency for maximum quote selection.

The following are Los Angeles independent insurance agents who may provide price quote information.


2861 Robertson Blvd - Los Angeles, CA 90034 - (310) 280-0946 - View Map


11611 San Vicente Blvd #515 - Los Angeles, CA 90049 - (310) 820-5200 - View Map


11900 W Olympic Blvd #475 - Los Angeles, CA 90064 - (800) 966-6830 - View Map

More insurance agents

Exclusive Insurance Agents

Agents of this type can only write with one company like State Farm, AAA, and Liberty Mutual. Exclusive agents cannot provide other company's prices so they really need to provide good service. Exclusive insurance agents are very knowledgeable on their company's products which aids in selling service over price.

The following are exclusive insurance agencies in Los Angeles that can give you price quotes.


7288 Sunset Blvd #205 - Los Angeles, CA 90046 - (323) 876-6653 - View Map


3824 Crenshaw Blvd - Los Angeles, CA 90008 - (323) 293-9990 - View Map


2727 W Olympic Blvd #102 - Los Angeles, CA 90006 - (213) 480-3377 - View Map

More insurance agents

Picking the best auto insurance agent should include more criteria than just a cheap price quote. Here are some questions you might want to ask.

  • Do they receive special compensation for putting your coverage with one company over another?
  • What discounts might you be missing?
  • Does the agency provide any after hours assistance?
  • Is the agent CPCU or CIC certified?
  • By raising physical damage deductibles, how much would you save?
  • Are there any extra charges for paying monthly?